How can I check to see if I have unclaimed capital credits?

Unfortunately, many members leave our service area without leaving us their forwarding address. As a result, we are unable to contact them when their retirement checks have been processed leaving thousands of dollars in unclaimed capital credit retirements each year.

Heartland is required by law to publish a list of all unclaimed capital credit retirements in a newspaper of general circulation. This list is published annually in the Heartland Heartbeat Newsletter.

If you suspect you may have unclaimed capital credits with Heartland or you are making a claim on behalf of a deceased individual, you need to call our office and speak with a member service representative.