Each year, the Board of Directors approves the portion of capital credits to be retired. Because all members and former members are eligible to receive capital credit retirements, it is necessary to properly budget for this expense. By retiring a portion at a time, the co-op is able to maintain financial stability while demonstrating a key benefit of cooperative ownership to its members. Capital credit retirement checks are traditionally mailed out to current and former co-op members in early December each year.
